Ally Claims Adjusters | Ally Claims Adjusters

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No Fees, Unless You Get Paid

why don’t you?

View Our Services

Your insurance company has an adjuster,

Water Damage?

for the insured only

We defend and advocate

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No Fees, Unless You Get Paid

Don’t get denied or shortchanged by
your insurance company

Fire Damage?

What To Expect

Our Michigan Licensed Public Adjusters & Appraisers Will Fight and Advocate For YOU, the property owner, NOT the Insurance Company

What To Expect

Our team is here to advocate on your behalf, safeguard your rights as a policyholder, protect you from predatory practices and ensure that you are paid what you are entitled to.

24/7 Support

Our team will guide you through the complicated claims process of filing, evaluating, documenting, estimating, and negotiating your property damage claim so that you are paid what you deserve.

Fire & Smoke Damage: Experiencing a fire can be overwhelming and distressing, with damage impacting both property and contents. Smoke damage, often as severe as fire itself, can infiltrate walls, fabrics, and furniture, causing lingering odors and health risks. Restoring the property and ensuring full insurance coverage requires thorough assessment and professional remediation. Unfortunately, insurance companies may attempt to limit their payout to reduce costs, leaving policyholders vulnerable to financial hardship. It’s essential to have someone by your side who not only offers empathy but also possesses the expertise to advocate for your rights and ensure that your insurance company pays you what you are entitled to. Ally Claims Adjusters is here to help you navigate this challenging time and secure the maximum payout.
Flood & Water Damage: Water claims are typically caused by various issues such as burst pipes, leaks, appliance malfunctions, sewer backups, flooding and plumbing issues. Water damage claims are complex due to water’s ability to affect multiple hidden areas of a property, such as walls, floors, and ceilings. This can lead to structural damage, mold growth, and long-term health risks. The full extent of the damage is often not immediately visible, complicating accurate assessments. Additionally, insurance companies may attempt to deny claims or offer low settlements, citing policy exclusions or underestimating repair costs. To ensure proper coverage and fair compensation, it's crucial to have an expert public adjuster on your side. Restoration services, thorough documentation, and professional evaluation are essential for resolving claims effectively. Our experienced team will advocate for your rights, navigating the claims process and securing the compensation you deserve.
Wind & Hail Damage: Wind and hail claims are often complex due to the nature of the damage, which can be both immediate and hidden. High winds can tear off roofing, break windows, and cause structural issues, while hail can create dents and cracks in roofs, siding, and vehicles. Additionally, damage may not be immediately apparent, with issues like water intrusion or weakened structures becoming evident over time. Insurance companies may attempt to minimize payouts by underestimating the extent of the damage or citing exclusions. Ally Claims Adjusters is here to navigate these complexities, ensuring a thorough evaluation, accurate documentation, and fair compensation for the full scope of damage.
Theft & Vandalism Damage: Theft and vandalism claim denials are common, as insurance companies often look for reasons to minimize payouts. They may question the validity of the claim, citing lack of evidence, policy exclusions, or potential security negligence. Additionally, they may downplay the value of stolen items or property damage. To counter these denials, a public adjuster can help by thoroughly documenting the damages, gathering necessary evidence, and ensuring that the claim is handled correctly and fairly, advocating for the rightful compensation owed to you.
Insurance Appraisers & Umpires: The insurance appraisal process is a powerful tool for resolving disputes between policyholders and insurers over the value of a claim. According to your policy, if you disagree with your insurance company’s assessment or settlement offer, you have the right—and should strongly consider triggering—the appraisal clause in your policy. When an agreement can’t be reached, both parties select independent appraisers to evaluate the damage. These appraisers then work with an impartial umpire to determine a fair value. If they can't reach a consensus, the umpire's decision is final and binding. Since the insurance company will hire its own appraiser, it’s critical to choose a qualified appraiser who will fight for your best interests. Our experienced appraisers specialize in insurance disputes, providing expert analysis, thorough documentation, and strategic negotiation to ensure you receive every dollar you deserve. Contact us today for a free consultation and learn if the appraisal process is the right solution for your claim.
Insurance Estimating Services: Did your insurance company ask you to get an estimate from a contractor? If so, beware of the trap! Insurance companies often accept handwritten estimates, but these amateur estimates can include inaccurate pricing and miss important details, ultimately saving the insurer money at your expense. Additionally, if you think the insurance adjuster will just automatically pay you the full value of your claim, you’re mistaken. Insurers often submit low estimates that undervalue the actual damage, reducing your payout. In contrast, our team will leave no stone unturned, ensuring every detail is thoroughly documented, providing a detailed, accurate, industry-standard estimate that accounts for both visible and hidden damage. We fight for every dollar you're entitled to, so you receive the full compensation you deserve. Contact us if you or your preferred contractor want an accurate estimate that will indemnify you.

Request a FREE CLAIM REVIEW

Fire & Smoke Damage

Experiencing a fire can be overwhelming and distressing, with damage impacting both property and contents. Smoke damage, often as severe as fire itself, can infiltrate walls, fabrics, and furniture, causing lingering odors and health risks. Restoring the property and ensuring full insurance coverage requires thorough assessment and professional remediation. Unfortunately, insurance companies may attempt to limit their payout to reduce costs, leaving policyholders vulnerable to financial hardship. It’s essential to have someone by your side who not only offers empathy but also possesses the expertise to advocate for your rights and ensure that your insurance company pays you what you are entitled to. Ally Claims Adjusters is here to help you navigate this challenging time and secure the maximum payout.

Flood & Water Damage

Water claims are typically caused by various issues such as burst pipes, leaks, appliance malfunctions, sewer backups, flooding and plumbing issues. Water damage claims are complex due to water’s ability to affect multiple hidden areas of a property, such as walls, floors, and ceilings. This can lead to structural damage, mold growth, and long-term health risks. The full extent of the damage is often not immediately visible, complicating accurate assessments. Additionally, insurance companies may attempt to deny claims or offer low settlements, citing policy exclusions or underestimating repair costs. To ensure proper coverage and fair compensation, it's crucial to have an expert public adjuster on your side. Restoration services, thorough documentation, and professional evaluation are essential for resolving claims effectively. Our experienced team will advocate for your rights, navigating the claims process and securing the compensation you deserve.

Wind & Hail Damage

Wind and hail claims are often complex due to the nature of the damage, which can be both immediate and hidden. High winds can tear off roofing, break windows, and cause structural issues, while hail can create dents and cracks in roofs, siding, and vehicles. Additionally, damage may not be immediately apparent, with issues like water intrusion or weakened structures becoming evident over time. Insurance companies may attempt to minimize payouts by underestimating the extent of the damage or citing exclusions. Ally Claims Adjusters is here to navigate these complexities, ensuring a thorough evaluation, accurate documentation, and fair compensation for the full scope of damage.

Theft & Vandalism Damage

Theft and vandalism claim denials are common, as insurance companies often look for reasons to minimize payouts. They may question the validity of the claim, citing lack of evidence, policy exclusions, or potential security negligence. Additionally, they may downplay the value of stolen items or property damage. To counter these denials, a public adjuster can help by thoroughly documenting the damages, gathering necessary evidence, and ensuring that the claim is handled correctly and fairly, advocating for the rightful compensation owed to you.

Insurance Appraisers & Umpires

The insurance appraisal process is a powerful tool for resolving disputes between policyholders and insurers over the value of a claim. According to your policy, if you disagree with your insurance company’s assessment or settlement offer, you have the right—and should strongly consider triggering—the appraisal clause in your policy. When an agreement can’t be reached, both parties select independent appraisers to evaluate the damage. These appraisers then work with an impartial umpire to determine a fair value. If they can't reach a consensus, the umpire's decision is final and binding. Since the insurance company will hire its own appraiser, it’s critical to choose a qualified appraiser who will fight for your best interests. Our experienced appraisers specialize in insurance disputes, providing expert analysis, thorough documentation, and strategic negotiation to ensure you receive every dollar you deserve. Contact us today for a free consultation and learn if the appraisal process is the right solution for your claim.

Insurance Estimating Services

Did your insurance company ask you to get an estimate from a contractor? If so, beware of the trap! Insurance companies often accept handwritten estimates, but these amateur estimates can include inaccurate pricing and miss important details, ultimately saving the insurer money at your expense. Additionally, if you think the insurance adjuster will just automatically pay you the full value of your claim, you’re mistaken. Insurers often submit low estimates that undervalue the actual damage, reducing your payout. In contrast, our team will leave no stone unturned, ensuring every detail is thoroughly documented, providing a detailed, accurate, industry-standard estimate that accounts for both visible and hidden damage. We fight for every dollar you're entitled to, so you receive the full compensation you deserve. Contact us if you or your preferred contractor want an accurate estimate that will indemnify you.

Don’t Get Shortchanged By Your Insurance Company

First and foremost, the insurance companies are not your friends. Insurance companies are armed with experienced adjusters, experts and lawyers committed to minimizing necessary repair costs and underpaying claims by taking advantage of a policyholder’s lack of experience and knowledge. Our team of public adjusters will level the playing field, steer you away from the pitfalls your insurance adjuster is counting on you to make and get you a higher payout.

The Benefits of Hiring a Public Adjuster

Maximum Payout

Our team of adjusters, estimators, appraisers and personal content experts will not rest until you receive every dollar you are entitled to.

Your Advocate

You may not know your rights, but we do – and we’ll fight tirelessly to protect you, your family, your home and your business from the insurance company’s deceptive tactics.

Experienced Experts

Our vast knowledge of policy language, insurance practices, loopholes, documents, professional estimates and utilization of technology ensures that we get you the largest payout possible.

No Fee Guarantee

Our NO Fee Guarantee means you won’t pay any fees unless we successfully recover funds for your claim. If there’s no recovery, there’s no fee.

Residential & Commercial Claims

Our team will thoroughly document the full extent of the damage to your home, building, and personal property. We know how to compile a detailed estimate based on your policy, going beyond just construction. There are numerous aspects of your policy the insurance company won’t disclose, and legally, they aren’t required to. We ensure every detail is accounted for and that you get every dollar you are entitled to.

Let Us Fight for You

Maximize your claim payout with our team of public adjusters

The adjuster inspecting your home represents and works for your insurance company and is paid to protect their interests—why rely on their employee to determine what you deserve? You need your own representative. Our team of state-licensed adjusters are experts in estimating damages, understanding policies, and navigating the complex insurance process. Hiring our team will level the playing field and our goal is to see that you receive exactly what you are owed under your policy, not what your insurance company believes it should pay to settle your claim. We work exclusively for YOU, ensuring you receive what you’re owed, not what the insurance company wants to pay.

Protect your interests — HIRE YOUR OWN ADJUSTER!

A message from our team

Don’t let the insurance company call the shots. Their adjusters work to protect their bottom line, not yours – often undervaluing your loss, downplaying your damages or pushing lowball settlements. Without your own expert advocate, you’re at their mercy. Our team of public adjusters fights for you, making sure your claim is fully documented, fairly valued and properly paid. Take back control. Let us be your ALLY in the fight against the insurance company. Get what you’re truly owed.

Higher Payout

Call us before you leave money on the table! Unless you're experienced and trained in insurance claims, handling a major loss on your own is like going to court without an attorney. We specialize in property insurance claims and we will maximize your insurance claim and get you a higher payout!

We Are Here to Help

REQUEST A FREE CLAIM REVIEW

We don't charge any upfront fees, and we only get paid when you get paid.

248-773-6762

We Are Here To Help

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Useful Information

Frequently Asked Questions

Check out our FAQs for quick answers to commonly asked questions we receive.
Contact us today with any questions or if you want to schedule a free, no-obligation inspection of your damaged property.

Why do I need a public adjuster?: Unless you're trained in insurance claims like our public adjusters, managing a major loss on your own is like going to court without an attorney. Representing yourself in an insurance claim is risky and often a costly mistake. Insurance companies have experienced adjusters and legal teams focused on minimizing payouts. Without expert knowledge of policy terms, claims processes, and negotiation tactics, you’re at a severe disadvantage. Attempting to handle a claim alone may result in underpayment or denial of your claim. It's always smarter to have a professional on your side to ensure your interests are fully represented and you receive the compensation you deserve. Our public adjusters will guide you every step of the way, helping you avoid the pitfalls that insurance companies rely on to undercut your claim.
What does a public adjuster do?: Our Public Adjusters are state-licensed professionals who exclusively represent policyholders, including homeowners, business owners, landlords, property managers and renters. Our goal is to help you maximize your insurance claim payout.
Here’s what we do:
⦿ We break down your policy and make sure you’re getting every dollar you’re owed.
⦿ We handle all the details of documenting your property and content damage.
⦿ We handle all communication with your insurance company. No more of you chasing your insurance company- we’ll take care of all the back-and-forth.
⦿ We work to expedite the claims process so you can get paid faster and start rebuilding sooner.

Our expertise often results in a higher payout compared to what most policyholders receive on their own. Partnering with our team could mean the difference between getting the maximum payout and accepting whatever the insurance company is willing to offer. Don’t leave money on the table- let us fight for every dollar you’re entitled to.
How does a public adjuster get paid?: A public adjuster is paid on a contingent fee basis, which is a percentage of the insurance settlement. The fee is capped at 10% in the State of Michigan, but the fee varies from state to state. Our public adjusting fee may vary based on factors such as the size of the claim, the complexity of the claim or other elements that impact the level of expertise required to handle, prepare and negotiate the claim however, the fee will never exceed the 10% state limit. Our public adjusters only get paid if the claim is successful, meaning we receive no payment unless you the insured receives a payout. Just remember, if you don’t get paid then you don’t owe us anything!

When should I hire a public adjuster?: While there's no hard rule, it’s smart to hire a public adjuster at the beginning of your claim. Insurance adjusters are trained to look for anything they can use against you. Additionally, the first days of a loss are key as important evidence is often lost or overlooked. Hiring our public adjusters right after a loss is important because we can immediately assess the damage, document everything thoroughly, and ensure all aspects of your claim are properly addressed from the start. Early involvement allows us to guide you through the claims process, preventing mistakes or missed details that could reduce your payout. We can also help avoid delays and ensure the insurance company honors its obligations. The sooner you hire our team, the better your chances of securing a higher payout.
Two Common Mistakes to avoid when filing a claim.: ⦿ MISTAKE #1: NOT DOCUMENTING PROPERLY
Proper documentation is essential to the success of your claim. It goes beyond a few quick photos—it's about detailed, irrefutable evidence that leaves no room for doubt. After a fire or water loss, timely tests are crucial to capturing the full extent of the damage and its impact on the property. Evidence can deteriorate quickly, so having comprehensive records and tests ensures that the damage is fully understood and properly documented, strengthening your case and maximizing your settlement. Failing to document accurately can hurt your claim.
⦿ MISTAKE #2: NOT UNDERSTANDING YOUR POLICY
Your policy isn’t just a pile of papers; it’s a binding contract between you and your insurer. Understanding this document inside and out can be your strongest asset when filing a claim. The average person finds it difficult to interpret insurance language such as covered peril, exclusions, additional coverage, replacement cost value, actual cost value, recoverable depreciation, subrogation, deductible application, extra expense, ordinance and code upgrades, etc. However, we assure you that the insurance company understands these terms and know how to use them against you. Without a clear understanding, you may not know what’s covered, leading to denied claims or out-of-pocket expenses that could have been avoided. Failing to understand your policy can hurt your claim.
Should I hire the insurance company’s vendors and contractors?: Hiring a vendor from the insurance company’s preferred list can be a major mistake when filing a claim. The main issue with using the insurance company’s preferred vendors is the conflict of interest. These vendors often offer discounts to the insurer in exchange for steady claims work. They are incentivized to cut costs, which can result in corners being cut at your home or business. While the vendor may not have bad intentions, their focus is usually on meeting the insurer's guidelines, not necessarily prioritizing your best interests. The insurance company’s goal is to save money, and that may not align with the quality of work you deserve. While hiring the insurance company’s vendor seems convenient, it can be dangerous because their primary loyalty is to the insurer, not you. Failing to hire your own team of restoration specialists and contractors can hurt your claim.