As spring approaches, so does storm season, bringing heavy winds, hail, and unpredictable weather patterns that can cause significant property damage. Homeowners and business owners need to be prepared—not just to protect their property, but also to ensure a smooth insurance claims process if damage occurs.

Preparing in advance can help minimize stress and ensure you’re ready to file an effective insurance claim if disaster strikes.

How to Prepare:

1. Inspect Your Property: Before storms hit, check your roof, windows, siding, and outdoor structures for existing damage. Document everything with photos or video. This creates a record to help with future claims.
2. Review Your Policy: Understand your coverage for wind and hail damage. Know your deductibles, exclusions, and what’s covered.
3. Secure Loose Items: Secure outdoor furniture, grills, and anything that could become a projectile in high winds.
4. Create an Emergency Kit: Be ready for power outages with essentials like flashlights, batteries, and first aid supplies.

Filing a Wind and Hail Damage Claim:

1. Document the Damage: As soon as it’s safe, take detailed photos of all damage. This includes roof, windows, vehicles, and landscaping.
2. Make temporary repairs such as a tarp to prevent further damage.
3. Get a Professional Assessment: Hire a trusted public adjuster to assess the full extent of your loss. Our public adjusters can file your wind and hail damage claim for you. Our team can assess the damage, schedule an on-site inspection, and assist with the insurance claim process.

By taking these steps, you can reduce your risks and increase your chances of a successful wind and hail damage claim. Don’t wait until after the storm to start preparing—be proactive to protect your property and your finances.

Don’t Settle for Less – Let our Public Adjusters Help

Insurance companies often undervalue storm damage claims, leaving homeowners with out-of-pocket repair costs. If your claim is delayed, denied, or underpaid, our public adjusters can step in to negotiate and fight for the payout you deserve.

Spring storms are unpredictable, but your insurance claim shouldn’t be. If you need help navigating the claims process, contact Ally Claims Adjusters today for a free consultation.